Account Information Services API Overview

Please note, only the Zopa Credit Card and Zopa bank account (Current Account) support access via AIS.

Base URL

The base URL for all AIS APIs is: https://rs1.openbanking.zopa.com/open-banking/v4.0/aisp/**

Account Access Consents

Account Access Consents API

Accounts

Accounts API

Provides details of accounts the customer has consented to share. Please note, currently only the Zopa Credit Card and Zopa bank account (Current Account) support access via AIS, and so any other Zopa accounts a customer may hold (such as Savings accounts) cannot be shared this way.

Balances

Balances API

Balances shown in this endpoint provide the Interim Available (ITAV) balance type, as well as the Credit Limit for Zopa Credit Cards.

The Interim Available balance is the value displayed to our customers within the Zopa app.

Transactions

Transactions API

Pagination is supported on GET /accounts/{AccountId}/transactions end point with a page size of 100 transactions.

Proprietary Bank Transaction Codes

The proprietary bank transaction codes returned vary between Zopa products. Details of these can be found here

Beneficiaries

Beneficiaries API

Please note - this endpoint will only return data for the Zopa bank account (Current Account), if this endpoint is called for the Zopa Credit Card then you will receive a 200 status code with no data.

Direct Debits

Direct Debits API

Please note - this endpoint will only return data for the Zopa bank account (Current Account), if this endpoint is called for the Zopa Credit Card then you will receive a 200 status code with no data.

Standing Orders

Standing Orders API

Please note - this endpoint will only return data for the Zopa bank account (Current Account), if this endpoint is called for the Zopa Credit Card then you will receive a 200 status code with no data.

Offers

Offers API

Please note - this endpoint will only return data for the Zopa Credit Card, if this endpoint is called for the Zopa bank account (Current Account) then you will receive a 200 status code with no data.

Party

Party API

Statements

Statements API

Please note - this endpoint will only return data for the Zopa Credit Card, if this endpoint is called for the Zopa bank account (Current Account) then you will receive a 200 status code with no data.

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