Please note, only the Zopa Credit Card and Zopa bank account (Current Account) support access via AIS.
The base URL for all AIS APIs is: https://rs1.openbanking.zopa.com/open-banking/v4.0/aisp/**
We currently only support redirect via a deeplink to the Zopa mobile app - this deeplink is different depending on the type of consents (AIS or PIS) and needs to be constructed as follows:
zopa://consent-access-request?client_id={{ the client ID }}&response_type=code&scope=openid%20accounts&request={{the JWT token}}According to Article 36 of the UK-RTS, TPPs are entitled to access information via AIS whenever the payment service user is actively requesting this data; otherwise, this should be no more than four times in a 24-hour period.
Further to this, when the customer is not present (i.e. without SCA), TPPs may access only the endpoints exempt under UK-RTS Article 10a, that is:
Provides details of accounts the customer has consented to share. Please note, currently only the Zopa Credit Card and Zopa bank account (Current Account) support access via AIS, and so any other Zopa accounts a customer may hold (such as Savings accounts) cannot be shared this way.
Balances shown in this endpoint provide the Interim Available (ITAV) balance type, as well as the Credit Limit for Zopa Credit Cards.
The Interim Available balance is the value displayed to our customers within the Zopa app.
Pagination is supported on GET /accounts/{AccountId}/transactions end point with a page size of 100 transactions.
The proprietary bank transaction codes returned vary between Zopa products. Details of these can be found here
Please note - this endpoint will only return data for the Zopa bank account (Current Account). If this endpoint is called for the Zopa Credit Card then you will receive a 200 status code with no data. This indicates that the request was successful, but there is no applicable data for the requested product.
Please note - this endpoint will only return data for the Zopa bank account (Current Account). If this endpoint is called for the Zopa Credit Card then you will receive a 200 status code with no data. This indicates that the request was successful, but there is no applicable data for the requested product.
Please note - this endpoint will only return data for the Zopa bank account (Current Account). If this endpoint is called for the Zopa Credit Card then you will receive a 200 status code with no data. This indicates that the request was successful, but there is no applicable data for the requested product.
Please note - this endpoint will only return data for the Zopa Credit Card. If this endpoint is called for the Zopa bank account (Current Account) then you will receive a 200 status code with no data. This indicates that the request was successful, but there is no applicable data for the requested product.
Please note - this endpoint will only return data for the Zopa Credit Card, if this endpoint is called for the Zopa bank account (Current Account) then you will receive a 200 status code with no data. This indicates that the request was successful, but there is no applicable data for the requested product.